Credit Limits
About to make a purchase, or pay for services? Check this section first - it contains guidance and useful information to ensure you have enough credit to facilitate your consumer desires.
Here's where to start:
- Don't be caught out by having too small a credit limit - this will prevent you from making purchases in the long run
- Always ensure you have the maximum limit available
- If you are running out of headroom - apply for another card
- Remember you can always open a store card - they have very lenient lending criteria and will offer you 10% off your first purchase!
- Never forget you have an overdraft facility
- Winners always push everything to the limits - be a winner!