Overview

About to make a purchase, or pay for services? Check this section first - it contains guidance and useful information about what to bear in mind before you buy.

Here's where to start:

Write a wishlist - just in case you see exactly what you were looking for but were busy making other purchases
Set aside as much time as possible - at least five hours to maximise your purchasing potential
Withdraw your daily limit of cash - just in case
Check all your credit cards and debit cards are in your purse/wallet
Spend five minutes repeating the following mantra "Buy, buy, buy. Spend, spend, spend. Chip and pin's my special friend."
Maybe have a drink - this will both relax you and make you more impulsive

It takes, on average, 12 seconds to complete a transaction using chip and pin. This means it is convenient, hassle-free and saves you both time and money.