Money & Credit
After a successful consumer experience you will notice that some form of expenditure is inevitable, we recommend refilling your wallet or purse with cash as soon as possible and ensuring you still have sufficient headroom in your credit card limit to facilitate tomorrows round of purchases.
Our advice is as follows:
- Ensure you always have the maximum amount of credit available at all times
- Remember your overdraft facility is there for you, if you are at the limit we advise opening a new current account and maximising the overdraft facility on that account
- Withdraw your daily limit of cash - just in case
- Check all your credit cards and debit cards are in your purse/wallet
- Always enquire about store credit - it gives you the potential to "Buy now, pay later"
- Remember that when paying by credit - you have in effect got the goods for free as you wont need to make a payment till your next bill arrives!
- Always pay the minimum monthly payment on credit to leave as much each month for new purchases, and dont worry - that's why it's called the "never-never"
